Rural Health and Rising Professional Indemnity Insurance Premiums

January 30, 2012

There are people who erroneously believe that medical misadventure is not as big a problem in rural areas as it is in urban areas. Statistics show that such misadventure is indeed more prevalent in cities. However, health has in fact been more adversely affected in rural areas by the continued rise in professional indemnity insurance [...]

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Comparing Professional Indemnity Insurance Policies

January 30, 2012

Professional indemnity insurance, or PI insurance, protects a wide range of professional people from lawsuits filed by present or former clients. PI insurance covers out-of-pocket expenses, legal costs and as any judgments that might be imposed by a court. Generally the least expensive PI insurance can be found by comparing online professional indemnity insurance quotes, [...]

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Who Should Consider Professional Indemnity Insurance?

January 30, 2012

Professional indemnity insurance, also known as professional liability insurance, provides protection against negligence lawsuits. Businesses of all sizes take out indemnity insurance. Professional workers such as doctors and photographers may also seek such coverage. Business owners should obtain indemnity coverage as they are otherwise at unlimited risk of potential lawsuits. Some lawsuits are frivolous, yet [...]

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Professional Indemnity Insurance

January 30, 2012

For a business owner, one of the worst situations that can occur is to have a customer take the business to court. Thankfully, this problem can be relieved with the purchase of professional indemnity insurance. Businesses can obtain online professional indemnity insurance quotes through a company’s website, or they can work with an agent in [...]

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Professional Indemnity Insurance For Nurses: Important Responsibilities of the Policy Holder

January 26, 2012

There are important responsibilities that a policyholder of professional indemnity insurance for nurses hold, even before a claim is made.  Failure to comply with these responsibilities can be used by the insurer as valid ground for not covering a claim against the insured. Reporting One of the most important responsibilities to uphold is reporting.  Insurance [...]

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Protecting a Business with Professional Indemnity Insurance

January 26, 2012

When running a medical business, many situations can arise in which a doctor finds him or herself liable for mistakes. Due to this risk, purchasing professional indemnity insurance is critical. This type of coverage is designed to protect businesses from the costs of legal defense in the event of a mistake or error. You may [...]

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Overview of Limitations of Professional Indemnity Insurance For Nurses

January 26, 2012

Companies providing professional indemnity insurance for nurses control the risks involved by defining the limits of their coverage in the insurance policy.  These limits set the parameters they use to determine whether an indemnity claim is valid.  The insurer will not cover claims that fall beyond these limitations.  Careful scrutiny of this part of an [...]

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Professional Indemnity Insurance for Doctors Questions Answered

January 26, 2012

Professional indemnity insurance for doctors provides physicians the protection they need to perform their jobs without the worry of being penalized for utilizing their best judgment. However, not all insurance policies are created equal. There are several important considerations to keep in mind when choosing a policy. First, how much coverage does a doctor need? [...]

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Protection With Professional Indemnity Insurance

January 26, 2012

Professional indemnity insurance protects a business owner from any unintended negative consequences of the services the business provides. Every business professional should consider obtaining such a policy. It can save a financial advisor from financial ruin should a client sue him for losses sustained by following the advisor’s suggestions. In the medical field where many [...]

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Supplemental Medical Indemnity Insurance for General Practice Nurses

January 26, 2012

In the summer of 2010, the Health Practitioners Regulation National Law mandated that all practising nurses and midwives carry adequate medical indemnity insurance cover. The updated legislation also clearly stated that general practice nurses could be held liable, at worst negligent, in the event of a civil liability lawsuit resulting from an alleged medical malpractice [...]

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